Denied a valid claim? Handed a lowball check that won't cover the damage? Stuck in a months-long runaround? You don't have to accept it. Get a free claim review and put a licensed public adjuster — who works for you, not the carrier — on your case.
Carriers are profitable for a reason. These are the plays homeowners run into again and again.
"Not covered." Often vague, sometimes wrong — and rarely the final answer once the loss is properly documented.
A check that covers a fraction of the real repair cost, counting on you to take it and move on.
Endless inspections, adjusters who don't call back, and delays designed to wear you down.
A free review tells you where you stand. If you have a case, a licensed public adjuster takes it from there.
Tell us what happened and what your insurer offered. We'll assess whether you're being underpaid or wrongly denied — at no cost.
If you have a case, we connect you with a licensed public adjuster who re-documents the damage and reads your policy in your favor — they work for you, not the carrier.
They handle the back-and-forth and fight for a fair settlement — typically on contingency, so there's nothing out of pocket up front.
Get a free, no-obligation claim review and find out what you're really owed.
Get my free claim review → No obligation · contingency-based help · we never sell your information.No. A denial is a starting position, not the end. Get the denial and the policy language in writing, then have the loss professionally re-documented. Many denied claims are reopened and paid. Start with our guide to a denied insurance claim.
A licensed claims professional who represents you, not the insurer — documenting damage, interpreting your policy, and negotiating your settlement. Here's what a public adjuster does.
If the offer won't actually cover the repair, you may be. Learn the signs of a lowball settlement and what to do about it.
Most policies want the loss reported within days and a formal claim filed within 1-2 years, while state law separately gives you roughly 1-6 years to sue over a denial. See how long you have to file a homeowners insurance claim.
A policy provision that lets either side force a binding, third-party process to settle a dispute over how much a covered loss is worth. See what the appraisal clause is and how it works.
On most covered Texas personal residential policies issued, delivered, or renewed on or after January 1, 2026, yes: Chapter 1813 requires a compliant appraisal provision. See the new Texas appraisal law and lowball roof claims.
Often, yes — but insurers routinely underpay roof claims. If your damage is roof-related, this storm damage & insurance guide walks through documenting it.